About Aik
"aik," by BankIslami, Pakistan’s first Islamic digital banking platform, allows you to open an Asaan Digital Account (ADA) in minutes—with no hassle, no paperwork. Simply download aik from the Apple App Store or Google Play Store and follow the online steps to get started.
Enjoy a suite of modern features: fund transfers, bill payments, POS or online purchases and get your Mastercard debit card—all at your fingertips. With aik, you get secure, Riba-free banking that fits your life, anytime, anywhere.
Download aik today and experience banking that’s simple, ethical, and built for you.
Aik has the following modes integrated in the app:
Inter Bank Funds Transfer (IBFT)
Powered by 1Link, IBFT lets you send money instantly to any bank account in Pakistan using an account number or IBAN. Connected to all domestic banks, your transfers are smooth and reliable—whether sending or receiving—routed securely through 1Link.
A2A (Aik to Aik)
Exclusive to Aik users, A2A makes sharing money with friends or family on Aik quick and simple. Transfer funds between Aik accounts in seconds—no delays, just convenience.
RAAST
Experience Pakistan’s instant payment system with RAAST—fast, free, and limitless. Be it payments to individuals, businesses, or government entities, RAAST connects you to banks, microfinance institutions, and more, delivering seamless digital transactions anytime.
Purpose Statement
At aik, we are redefining banking for a new generation—one that values convenience, transparency, and ethics. Powered by BankIslami, we’re making Shariah-compliant, Riba-free finance effortless and tailored for your digital lifestyle. By blending technology with Islamic principles, we are revolutionizing banking in Pakistan—delivering solutions that empower you to thrive financially without compromise. No complexity, just ethical banking that aligns with your values and needs.
Our Culture
At aik, powered by BankIslami, our culture is rooted in a shared commitment to ethical innovation and collective growth, Where integrity, creativity, and collaboration thrive. Every team member is driven by the belief that finance should empower, not exploit—aligning every decision with our core Islamic values of fairness, transparency, and Riba-free principles.
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